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Human Resources

Premiums

Premiums - or contributions - vary by employee group and whether your spouse or family is covered under your plan. View current premium rates here. Benefit premiums are reviewed regularly and updated annually in response to changing plan costs.

2026 Year's Maximum Pensionable Earnings (YMPE) - $74,600.00 (or $6,216.66 per month)

PEA

This benefit plan covers regular members working half time or more in the Professional Employees Association (PEA). 

Extended health plan premiums per pay
Benefit plan Employee Employer
Single $14.29 $43.72
Couple/Family $41.94 $128.29

Dental plan premiums per pay
Benefit plan Employee Employer
Single $10.25 $30.70
Couple $19.06 $57.21
Family $29.43 $88.44

Pension plan contributions per pay
Pension plan Employee Employer
Combination plan 3.0% of basic up to YMPE, plus 5.0% in excess of the YMPE 7.37% of basic up to the YMPE, plus 9.0% in excess of the YMPE 
Money purchase plan 3% of basic regular salary up to YMPE, plus 5% in excess of YMPE 8.37% of basic regular salary up to YMPE, plus 10% in excess of YMPE

Other premiums per pay
Coverage Employee Employer
Basic Life Insurance $0.0296 per $1000 of coverage

$0.0888 per $1000 of coverage
Optional Group Life Insurance Full cost of coverage $0
Long Term Disability 3% of basic salary $0

CUPE 951, CUPE 917, Exempt Support

This benefit plan covers regular members working half time or more from the following employee groups:

  • CUPE 951
  • CUPE 917
  • Exempt Support

Extended health plan premiums per pay
Benefit plan Employee Employer
Single $7.58 $22.75
Couple/Family $22.77 $68.32

Dental plan premiums per pay
Benefit plan Employee Employer
Single $11.73 $35.15
Couple $22.21 $66.63
Family $39.43 $118.32

Other premiums per pay
Benefit/coverage Employee Employer
Pension 4.53.0% of basic up to YMPE, plus 6.28% in excess of the YMPE 11.75% of basic
Basic Life Insurance 0.0817% of basic regular salary 0.2452% of basic regular salary
Optional Group Life Insurance Full cost of premium $0
Long Term Disability $0 2.456% of basic regular salary

Management Excluded, Executive, Physicians

This benefit plan covers regular members working half time or more from the following employee groups:

  • Management Excluded
  • Executive (non-faculty)
  • Physicians
  • External Management group

Extended health plan premiums per pay
Benefit plan Employee Employer
Single $14.29 $43.72
Couple/Family $41.94 $128.29

Dental plan premiums per pay
Benefit plan Employee Employer
Single $10.25 $30.70
Couple $19.06 $57.21
Family $29.43 $88.44

Pension plan contributions per pay
Pension plan Employee Employer
Combination plan 3.0% of basic up to YMPE, plus 5.0% in excess of the YMPE 7.37% of basic up to the YMPE, plus 9.0% in excess of the YMPE 
Money purchase plan 3% of basic regular salary up to YMPE, plus 5% in excess of YMPE 8.37% of basic regular salary up to YMPE, plus 10% in excess of YMPE

Other premiums per pay
Coverage Employee Employer
Basic Life Insurance $0.0296 per $1000 of coverage  $0.0888 per $1000 of coverage
Optional Group Life Insurance Full cost of coverage $0
Long Term Disability 3% of basic salary $0

Faculty, Librarians

This benefit plan covers members working half time or more from the following employee groups:

  • Faculty
  • Librarians

Extended health plan premiums per pay
Benefit plan Employee Employer
Single $13.82 $32.23
Couple/Family $41.55 $96.95

Dental plan premiums per pay
Benefit plan Employee Employer
Single $10.34 $31.06
Couple $19.00 $57.21
Family $29.21 $87.69

Pension plan contributions per pay
Pension plan Employee Employer
Combination plan 3.0% of basic up to YMPE, plus 5.0% in excess of the YMPE 7.37% of basic up to the YMPE, plus 9.0% in excess of the YMPE 
Money purchase plan 3% of basic regular salary up to YMPE plus 5% in excess of YMPE 8.37% of basic regular salary up to YMPE, plus 10% in excess of YMPE

Other premiums per pay
Coverage Employee Employer
Basic Life Insurace $0 $0.1183 per $1000 of coverage
Optional Group Life Insurance Full cost of coverage $0
Long Term Disability 3% of basic salary $0

CUPE 4163 Continuing Sessional Lecturers

This benefit plan covers continuing sessional lecturers in CUPE 4163.

Extended health plan premiums per pay
Benefit plan Employee Employer
Single $7.58 $22.75
Couple/Family $22.77 $68.32

Dental plan premiums per pay
Benefit plan Employee  Employer
Single $11.73 $35.15
Couple $22.21 $66.63
Family $39.43 $118.32

Other premiums per pay
Benefit/coverage Employee Employer
Pension 3% of basic regular salary up to YMPE plus 5% in excess of YMPE 8.37% of basic regular salary
Basic Life Insurance $0.1183 per $1,000 coverage $0.1183 per $1,000 coverage
Optional Group Life Insurance Full cost of premium $0
Long Term Disability $0 2.456% of basic regular salary