David F. Strong Building (DSB)

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Friday, August 26, 2016

8:40 - 9:00 Participants arrive
9:00 - 9:20 Opening Remarks
9:20 - 10:50

Session 1: Business Models and Market Structures in Banking

Chair: Basma Majerbi (Gustavson School of Business, University of Victoria)

Which Business Models Exist In European Banking? 
Rym Ayadi (HEC Montreal), Willem Pieter De Groen, Ibtihel Sassi , Walid Mathlouthi , Harol Rey And Olivier Aubry
Discussant: Keldon Bauer (Tarleton State University)

The Increasing Interactions Between Banks, Credit Unions, and Small Business.
James A. Wilcox (UC Berkeley)
Discussant: Christina Atanasova (Simon Fraser University)

Local vs National: Regulatory and Cultural Entry Barriers in the Retail Banking Industry.
Hector Perez-Saiz and Hongyu Xiao (University of Pennsylvania)

Full paper can be accessed at:http://www.bankofcanada.ca/profile/hector-perez-saiz/

Discussant: Michel Keoula (HEC Montreal)

10:50-11:20 Coffee break
11:20 - 12:20

Session 2: Regulation and Risk Taking in Cooperative Banking

Chair: Christina Atanasova (Simon Fraser University)

Deposit Insurance Design and Credit Union Risk.
Christina Atanasova and Mingxin Li (Simon Fraser University)
Discussant: Giorgio Caselli (Cranfield University)

Basel III capital buffers requirements and credit union prudential regulation: Canadian credit unions’ evidence.
Helyoth Hessou and Van Son Lai (Laval University)
Discussant: Merwan Engineer (University of Victoria)
12:30 - 1:45 Lunch at the University Club
1:45 - 3:00

Session 3: Keynote Address

Finance, Growth, Inclusion and Stability
by Thorsten Beck, Professor of Banking and Finance, Cass Business School, City University London

3:00 - 3:30

Coffee break

3:30 - 5:00

Session 4: Public panel: The Future of the Cooperative Banking Sector

Moderator: Paul Schure (University of Victoria)


Rym Ayadi, Professor of International Banking and Financial Systems and Director of the International Research Centre on Cooperative Finance, HEC Montreal

Frank Chong, Acting Superintendent of Financial Institutions and Acting CEO of the Credit Union Deposit Insurance Corporation, Financial Institutions Commission (FICOM)

Tracy Redies, Director of BC Hydro and former CEO of Coast Capital Savings

James A. Wilcox, Professor of Finance, Haas School of Business, UC Berkeley

Don Wright, President and CEO, Central 1 Credit Union

6:45 Conference Dinner: Blue Crab Seafood House
(146 Kingston St., Victoria. In Coast Victoria Harbourside Hotel & Marina)

Saturday, August 27, 2016

9:15 - 10:15

Session 5: Managing Cooperative Financial Institutions

Chair: Vihang Errunza (McGill University)

The Puzzle of Market Discipline in Credit Unions.
Javier Gomez-Biscarri, Germán López-Espinosa and Andrés Mesa-Toro (Universidad de Navarra)
Discussant: Vikas Mehrota (University of Alberta)
Impact of CEO Characteristics on Bank Performance. The Case of a Cooperative Bank.
 Joris van Toor (Tilburg University) and Kees Cools
Discussant: Mingxin Li (Simon Fraser University)
10:15 - 10:45 Coffee break
10:45 - 12:15

Session 6: Avoiding and Resolving Banking Crises

Chair: Vikas Mehrota (University of Alberta)

Risk-taking channel of monetary transmission and financial stability: What role for stakeholder banks? 
Giorgio Caselli (Cranfield University) and Catarina Figueira
Discussant: Stuart Snaith (University of Victoria)
The Effect of TARP Funding on Recipient Credit Unions.
Keldon Bauer (Tarleton State University)
Discussant: Van Son Lai (Laval University)
The Dark Side of Stress Test: Negative Effects of Information Disclosure.
Roman Goncharenko, Juraj Hledik (Vienna Graduate School of Finance), and Roberto Pinto
Discussant: Sorin Rizeanu (University of Victoria)
12:30 - 4:30 Lunch and social activity (Details TBA)


The IWFSAS 2016 will be held at the University of Victoria. The workshops will take place in the David Strong Building (DSB-Room 125). The Public Panel of Friday 3:30-5:00pm will take place in the Harry Hickman Building (HHB-Room 105).

Learn more about our venue and location.